Bridging Digital Innovation and Financial Inclusion: A Behavioral Study of FINTECH Adoption in Pakistan. Journal of Asian Development Studies, [S. l.], v. 15, n. 03, p. 243–260, 2026. DOI: 10.62345/jads.2026.15.3.22. Disponível em: https://poverty.com.pk/index.php/Journal/article/view/1810. Acesso em: 14 aug. 2026.