Unravelling Fin-Tech Influence on Financial Penetration: The Global Assessment. Journal of Asian Development Studies, [S. l.], v. 13, n. 01, p. 208–218, 2024. DOI: 10.62345/jads.2024.13.1.18. Disponível em: https://poverty.com.pk/index.php/Journal/article/view/341. Acesso em: 26 aug. 2026.